Author: Adewumi Adewale

  • The best compliment I have ever received

    What was the best compliment you’ve received?

    That was when I reached 500 views on WordPress. And it was just a week after I started writing again.

    Thus, my best compliment came from WordPress. Thanks to my viewers though.

  • How Technology Change my Job

    How has technology changed your job?

    AI writing tools enhance my job as a freelancer.

    It reduces the time taken to write. The plus is that I have access to keywords.

    AI text to images also saves me time in creating images for my articles. Have you tried Canva image ai?

    I love technology, it makes my work faster, easier, and lovely.

  • Embark on a transformative journey with “Youth of Substance: A Guide to Purposeful Living,” authored by Saint David. 

    Embark on a transformative journey with “Youth of Substance: A Guide to Purposeful Living,” authored by Saint David. 

    A Youth of Substance

    In a world where distractions abound, this book offers a compass for young individuals striving to lead meaningful lives.

    •Discover Your Potential:

    Uncover the latent potential within you. This guidebook equips you with insights, practical advice, and real-world examples to channel your unique qualities and passions toward creating a life of significance.

    •Overcome Challenges:

    Challenges are inevitable, but as a Youth of Substance, you’ll learn to navigate them adeptly. Gain strategies to conquer adversity, make informed choices, and remain committed to your core values despite societal pressures.

    •Lead with Impact:

    True leadership transcends titles; it’s about making a positive impact. Delve into leadership principles that focus on leading by example, serving others, and leaving a lasting imprint on your community.

    •Embrace Authenticity:

    You’re not just a statistic; you’re an individual with the power to shape your destiny. Learn to stand out authentically, celebrating your uniqueness and contributing your distinct voice to the world.

    •Transform through Commitment:

    Experience the transformative power of commitment to personal growth, ethical living, and a higher purpose. Cultivate character, resilience, and a strong moral compass.

    •Create Meaningful Impact:

    Your presence here is intentional. Explore how to influence your surroundings, from effecting positive change to being a source of light in a world that seeks it.

    Whether you’re a young person seeking purpose, a guiding mentor, or anyone eager to make a positive impact, “Youth of Substance” serves as your blueprint for a life that matters. Let these pages inspire, challenge, and empower you to embark on a journey of substance and purpose. Your voyage toward becoming a Youth of Substance commences now.

    Check this out! https://amzn.to/3L1F74Y

  • How often do I say no

    How often do you say “no” to things that would interfere with your goals?

    I say no to such things all the time. But there are some situations when I need to turn around and lend a helping hand.

  • Writesonic Review 

    Writesonic Review 

    Writesonic is an AI-powered writing assistant that offers a range of services for businesses and individuals. 

    The platform uses advanced algorithms to generate high-quality content, including blog posts, social media posts, product descriptions, and more. 

    Here is a detailed review of Writesonic:

    Ease of Use:

    Writesonic is straightforward to use, and its user interface is simple and intuitive. 

    Users can easily navigate through the platform, and the writing tools are easy to access. 

    The platform is also responsive and works well on both desktop and mobile devices.

    Content Quality:

    The quality of content generated by Writesonic is impressive. 

    The platform uses advanced algorithms to produce accurate and engaging content, making it an ideal tool for businesses that need to produce large volumes of content quickly. 

    Writesonic AI can create SEO-optimized and plagiarism-free content for blogs, ads, emails, and website 10X faster than traditional writng. 

    The AI Article and Blog writer can write SEO optimized marketing copy for blogs, essays, Facebook ads, Google Ads, Quora answers, and sales emails to increase clicks, conversions, and sales

    The AI knows what converts and how to write content that resonates with a specific audience.

    However, it is important to note that the quality of the content may require some editing and refinement to ensure it is  perfect for your audience.

    Content Types:

    Writesonic offers a wide range of content types, including blog posts, product descriptions, social media posts, emails, and more. 

    The platform also provides ready-to-use templates for various content types, making it easy for users to get started.

    Customization:

    One of the best things about Writesonic is its customization options. 

    The AI has been trained on high-performing copy from the top brands.

    Thus, Users can input their brand’s voice and style to ensure that the generated content is in line with their brand guidelines. 

    The platform also allows users to add their own ideas and insights to the generated content, making it more personalized.

    Pricing: 

    The pricing for Writesonic is reasonable, considering the quality of the content it generates. 

    The platform offers various pricing plans, including a pay-as-you-go option, making it accessible to businesses of all sizes.

    Customer Support:

    The customer support team at Writesonic is responsive and helpful. 

    They offer support through email and live chat, and they’re always willing to help users with any issues they may have.

    Overall, Writesonic is an excellent AI-powered writing assistant that can help businesses and individuals save time and produce high-quality content more efficiently. 

    Although the quality of the content may require some editing, the platform’s customization options and ease of use make it a valuable tool for any content creator looking to boost their productivity.

    What can Writesonic write for you?

    Blog Ideas: You can find hundreds of original and catchy blog post ideas based on your topic.

    Blog Intros: The AI can help you create strong introductions that can compel anyone to keep reading your content. 

    Blog Outlines: The AI helps to structure your blog posts with relevant blog sections and perfect outlines that makes your content scannable. 

    AI Article & Blog Writer: The AI Article and Blog writer can help you write articles, blog posts, and other long-form content like sales emails, ebooks, and more within seconds.

    AI Story Generator: You can now say bye bye to writer’ block. Writesonic can write compelling and interactive short stories with this AI Story Generator. 

    This is a good news to Reedsy writers. Give the AI any prompt, you will get a compelling and engaging original short story written before you.

    Instant Article Writer: Are you a long-form article writer? Writesonic AI Instant Article Writer have you covered. 

    It can write long-form SEO blogs in 10 seconds instantly. All you need to do is add your topic idea.

    Keyword Ranking: You can rank your keywords in Search Engines just by adding your keywords to the space for keywords. 

    Alternatively, Writesonic AI can suggests keywords that rank for you. 

    Product Names: Writesonic AI enables you to give your new launches the perfect name without brainstorming in no time.

    Analogy Maker: The Analog Maker give your message a concept and make it more engaging.

    Growth Ideas: If you are using Writesonic as your writing tool, you won’t be left alone. You will be give tips, hacks, and tactics to help you skyrocket your business.

    AIDA Framework: Writesonic works by breaking down your content into Attention, Interest, Desire, and Action. 

    Pain-Agitate-Solutions: Beside using AIDA framework for creating appealing content, it specifies the Pain points, finds out how to Agitate and provides you with a Solution.

    Start Writing For Free

    No credit card is required. 

    Experience the Power of GPT-4 on All Paid Plans

    More of Writesonic Review
  • Internet Archive Loses Lawsuit Over E-Book Copyright Infringement. Here’s What to Know

    A federal judge sided in favor of the four leading publishers in the U.S. who sued the Internet Archive for scanning and lending out numerous digital copies of copyrighted books for free during the early days of COVID-19. Hachette Book Group, HarperCollins, John Wiley & Sons, and Penguin Random House all sued the nonprofit after…

    Internet Archive Loses Lawsuit Over E-Book Copyright Infringement. Here’s What to Know
  • Exploring Hidden Proficiencies and Aspirations: A Glimpse into Unseen Skills

    Exploring Hidden Proficiencies and Aspirations: A Glimpse into Unseen Skills

    What’s a secret skill or ability you have or wish you had?

    My Skills set

    In the realm of personal talents and aspirations, we often find ourselves harboring secret skills and latent abilities that shape our perspectives and ambitions. Just as the facets of a diamond remain concealed until the right light reveals their brilliance, our secret skills often remain tucked away until circumstances unveil them.

    As a freelance content writer, I have observed the profound impact of one’s concealed abilities in shaping unique approaches to work and life.

    For me, my covert skill resides in the realm of perfectionism. This trait influences my approach to breaking down complex subjects into simpler, more digestible forms. Much like a sculptor who chisels away excess stone to reveal the masterpiece within, I meticulously carve out intricate concepts to create easy-to-understand explanations.

    This skill allows me to bridge the gap between intricate topics and a wider audience, fostering clarity and understanding even in the most complex subject matter.

    Yet, pondering the question of a desired skill unveils aspirations that transcend the boundaries of the present. The allure of understanding all languages, including those spoken by animals and the whispers of nature, emerges as a wish. Imagining the ability to communicate with the creatures that inhabit our world and decipher the symphony of the natural world fills the mind with wonder.

    Such a skill could unlock untold mysteries and deepen our connection with the world around us, unraveling the enigmatic conversations that echo beyond human comprehension.

    Furthermore, empathy stands as a virtue I aspire to amplify. Stepping into the shoes of others and comprehending their struggles and triumphs, their hopes and fears, is a gift that can transform relationships and foster meaningful connections. As a writer, empathetic prowess would enable me to craft content that resonates on a profound level, addressing the very questions that linger in the minds of readers.

    This secret ambition speaks to the essence of humanity, recognizing that understanding and compassion are the cornerstones of effective communication.

    In this exploration of secret skills and desired abilities, it becomes evident that these hidden facets are not mere whims, but rather reflections of our innermost desires and values. They mold our identities as professionals, shaping the ways we approach challenges and create solutions.

    As a content creator, my proficiency in simplifying complexity, my aspiration to grasp the languages of all life forms, and my longing to amplify empathy all converge to create a tapestry of growth and evolution.

    In conclusion, the tapestry of secret skills and aspirational abilities weaves a narrative unique to each individual. As a freelance content writer, the skill of breaking down complexities, the wish for universal language comprehension, and the aspiration for heightened empathy collectively define my journey.

    This exploration invites us all to unveil the hidden facets within ourselves, acknowledging that our most treasured skills often lie just beneath the surface, waiting for the right moment to shine.

  • My favorite type of weather

    What is your favorite type of weather?

    I love the dawn of the rainy season and the dusk of the rainy season when the dragonflies fill the air.

  • Digital Banking Showdown: Fairmoney vs Carbon – Which One is Trustworthy?

    Digital Banking Showdown: Fairmoney vs Carbon – Which One is Trustworthy?

    Introduction to Digital Banking in Nigeria

    Digital banking has revolutionized the Nigerian financial industry, making it easier for people to access financial services from the comfort of their homes or offices. 

    With the growing demand for digital banking services, new players have emerged, providing a wide range of financial products and services to meet the needs of customers. 

    In this article, we will compare two of the most popular digital banks in Nigeria – Fairmoney and Carbon – to help you decide which one is trustworthy and right for you.

    Fairmoney – Overview, Services Offered, and Interest Rates

    Fairmoney is a digital bank that offers a wide range of financial services, including loans, savings, and insurance products. 

    The bank’s loans are available to both individuals and small businesses, and they offer competitive interest rates that are based on the borrower’s creditworthiness.

    One of the bank’s standout features is its mobile app, which is available on both Android and iOS devices. 

    The app is user-friendly and allows customers to access their accounts, make transactions, and apply for loans, all from their mobile devices.

    Fairmoney also offers a savings account with a competitive interest rate of up to 13% per annum. 

    The account comes with no maintenance fees or account opening fees, making it an attractive option for people who want to save money.

    Carbon – Overview, Services Offered, and Interest Rates

    Carbon (formerly Paylater) is another popular digital bank in Nigeria that offers a variety of financial products and services, including loans, savings, and bill payments. 

    The bank’s loans are available to individuals and small businesses, with interest rates ranging from 5% to 15% per month, depending on the borrower’s creditworthiness.

    Carbon’s mobile app is also user-friendly and allows customers to access their accounts, make transactions, and apply for loans. 

    The app also comes with a feature that allows customers to track their credit score, which can help them improve their creditworthiness over time.

    In addition to loans, Carbon also offers a savings account with an interest rate of up to 10% per annum. 

    The account comes with no maintenance fees or account opening fees, making it an attractive option for savers.

    Is Fairmoney Legit? – Trustworthiness and Customer Reviews

    One of the most important factors to consider when choosing a digital bank is trustworthiness. 

    Fairmoney is licensed by the Central Bank of Nigeria and is regulated by the Nigerian Deposit Insurance Corporation (NDIC), which means that customers’ deposits are insured.

    In terms of customer reviews, Fairmoney has a rating of 4.1 out of 5 on the Google Play Store, with many customers praising the bank’s user-friendly app, competitive interest rates, and excellent customer service.

    Is Carbon Legit? – Trustworthiness and Customer Reviews

    Carbon is also licensed by the Central Bank of Nigeria and is regulated by the NDIC, which means that customers’ deposits are insured. 

    The bank has a rating of 4.4 out of 5 on the Google Play Store, with customers praising the bank’s user-friendly app, fast loan disbursement, and excellent customer service.

    Comparison of Fairmoney and Carbon – Features, Benefits, and Drawbacks

    Both Fairmoney and Carbon offer a wide range of financial products and services, including loans, savings, and bill payments. 

    However, there are some differences between the two banks that customers should consider when making a decision.

    One of the main differences between the two banks is their interest rates. 

    Fairmoney offers a higher interest rate on savings accounts compared to Carbon, while Carbon offers lower interest rates on loans compared to Fairmoney.

    Another difference is the maximum loan amount that each bank offers. 

    Fairmoney offers loans of up to N500,000, while Carbon offers loans of up to N1,000,000.

    In terms of drawbacks, some customers have reported that Fairmoney’s loan application process can be slow compared to Carbon, which offers fast loan disbursement. 

    On the other hand, some customers have reported that Carbon’s savings account interest rates are not as competitive as Fairmoney’s.

    Digital Lending Banks in Nigeria – Pros and Cons

    Digital lending banks like Fairmoney and Carbon offer a number of benefits to customers, including convenience, accessibility, and fast loan disbursement. 

    However, there are also some drawbacks to using these banks.

    One of the main drawbacks is the higher interest rates that these banks charge compared to traditional banks. 

    This is because digital banks have higher operating costs, which they pass on to customers in the form of higher interest rates.

    Another drawback is that these banks may not be suitable for people who do not have a stable source of income or who have a poor credit history. 

    This is because digital banks use credit scoring algorithms to determine a customer’s creditworthiness, which may result in some people being denied for loans.

    Microfinance Digital Banks in Nigeria – Pros and Cons

    Microfinance digital banks like Fairmoney and Carbon offer loans to small businesses and individuals who may not have access to traditional banking services. 

    These banks typically offer smaller loan amounts and shorter repayment periods compared to digital lending banks.

    One of the main benefits of microfinance digital banks is that they can help to promote financial inclusion and economic growth by providing access to credit for people who may not have had it before. 

    However, the interest rates charged by these banks can be higher than traditional banking services, which may make them less attractive to some customers.

    Borrowing Banks in Nigeria – Pros and Cons

    Borrowing banks in Nigeria are traditional banks that offer loans to customers. 

    These banks typically have lower interest rates compared to digital banks, which can make them an attractive option for people who want to borrow money.

    One of the drawbacks of borrowing banks is that they may have stricter lending requirements than digital banks, which can make it more difficult for some people to qualify for loans. 

    Additionally, the loan application process at borrowing banks can be more time-consuming compared to digital banks.

    Choosing the Right Digital Bank – Factors to Consider When Making a Decision

    When choosing a digital bank, there are several factors that customers should consider, including interest rates, loan amounts, repayment periods, customer service, and trustworthiness. 

    Customers should also consider their own financial needs and goals when selecting a bank.

    Benefits of Using Fairmoney – Convenience, Accessibility, and More

    One of the main benefits of using Fairmoney is the convenience and accessibility that it offers. 

    The bank’s mobile app allows customers to access their accounts, make transactions, and apply for loans from anywhere, at any time. 

    Additionally, Fairmoney’s competitive interest rates on savings accounts can help customers to grow their wealth over time.

    Benefits of Using Carbon – Security, Reliability, and More

    Carbon offers a number of benefits to customers, including security, reliability, and fast loan disbursement. 

    The bank’s user-friendly app allows customers to track their credit score and manage their finances with ease. 

    Additionally, Carbon’s partnerships with reputable financial institutions help to ensure the safety and security of customers’ deposits.

    Conclusion – Which Digital Bank is Right for You?

    In conclusion, both Fairmoney and Carbon are trustworthy digital banks that offer a wide range of financial products and services to customers in Nigeria. 

    When choosing a bank, customers should consider their own financial needs and goals, as well as the bank’s interest rates, loan amounts, customer service, and trustworthiness. 

    By doing so, customers can choose the bank that is right for them and meet their financial needs with ease.

    CTA

    If you’re looking for a digital bank that offers convenience, accessibility, and competitive interest rates, consider Fairmoney

    Alternatively, if you’re looking for a bank that offers security, reliability, and fast loan disbursement, consider Carbon

    Whatever your financial needs and goals, there is a digital bank in Nigeria that can meet your needs.

    What’s your experience using either Fairmoney or Carbon? 

    Is there another better alternative? 

    Comment below.